Current interest rate for consolidating student loans
No, the Student Loan will not appear in Online Banking.
To manage that type of account, you will want to use the Student Lending site, , and click the Manage Accounts link at the top of the page.
For information about a Student Loan Refinance, please call: 844-207-9917.
If you are unable to use a Student Loan for this purpose I recommend that you view our Credit Card and Personal Loan rates to determine if you would receive a lower rate through these products. To receive more detailed information on the approval criteria we recommend that you contact a Student Loan Representative directly.
The Federal Direct Loan Repayment Estimates chart is based on the following: * Source: Student Loans.gov/Financial Aid Awareness Counseling College expense data is publicly available online at gov/College Navigator ** Effective July 1, 2012, graduate and professional students are no longer eligible for new subsidized loans.When you refinance multiple loans, the lender will evaluate your current financial profile to provide a rate that reflects your financial progress since you originally took out the loans. Our payment is a bit higher but at least now we know our rate is the best we can get, it will not fluctuate and we are confident that we will have it paid off in 5 years. Online interface could be improved (especially as compared to So Fi's). I started the process and found that as I went each step of the way, instructions were clear and easy to follow. Everything fell into place and all was done relatively quickly.Whereas consolidation just streamlines bills, refinancing also shrinks them. They ask for a lot of information from you but it's worth putting the time in to get the consolidation completed and it assures you that your information is being protected. I like being able to see the amount of interest accrual since last payment and principal balance easily on the first page and that is not possible now on the current web page. Why not strive to offer your customers the best deals instead of making them jump through hoops to re-apply for a much better rate?For more detailed information you may contact a Student Loan Specialist by phone at 800-324-1589 or visit: Student Loans are offered and serviced through Credit Union Student Choice.The funds for the loans are usually required to be paid directly to the school and you may not be able to use the funds to pay off your Personal Credit Card.